Originally Posted by
wrxmom
You might want to pay your bill in FULL each month. This could be why Cap 1 is not increasing your limit.
Let me explain
Hypothetically speaking, say I use 500 out of 750 halfway through the month, meaning I have 250 left in credit. I pay off 200-300 at that point, then keep spending. That way I never really have more than 650-650 as a balance at any given time.
Toward the end of the billing cycle, let's say I have around 365 as a balance. What I do is I pay about 300 right then and there, so I get 65 as my end of cycle balance. When I statement comes in, I pay it off right away