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Old Mar 9, 2012 | 11:15 am
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guv1976
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I would not apply for any further credit cards for at least six months. You already have too many hard pulls over a very short period of time, and you're just digging yourself a deeper hole by continuing to apply for cards right now.

I would also look into taking out a "secured" consumer loan -- maybe $1,000 for six or twelve months -- secured by a certificate of deposit for a like amount. Some banks specifically offer these products to help people build up a credit history.
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