Originally Posted by
redtop43
You must have a Smith Barney account; the only difference I see compared to the regular Amex Plat is that you get a free additional card.
There is also a small bonus for substantial spending, essentially a refund of the annual fee:
Receive an Anniversary Spend Award10 of $500 from Morgan Stanley Smith Barney each year you spend $100,000 on your Card by your anniversary date
Similar on the $95 credit card with a more modest spend:
Receive an Anniversary Spend Award4 of $100 from Morgan Stanley Smith Barney each year you spend $25,000 on your Card by your anniversary date