Originally Posted by
Counsellor
When you renew the Chase card (pay the annual fee) you get a certificate for a free category 1 - 5 room, so you're still covered. It's the first certificate (when you sign up for the card) that's limited to category 1 - 4 (probably because the annual fee is waived).
If I'm not mistaken, the renewal certs (for cat 5) are also good for a full year, not just 6 months.