FlyerTalk Forums - View Single Post - Questions about annual income on credit card apps [Consolidated]
Thread: Questions about annual income on credit card apps [Consolidated]
View Single Post
Old Mar 3, 2012 | 10:47 am
  #3  
philemer
FlyerTalk Evangelist
All eyes on you!
20 Years on Site
 
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,734
It's not too critical what you declare. I always put TOTAL household & business income down, plus a few thousand more (gifts, lottery winnings, etc).

I've never been asked to verify income or send in tax returns. With a business card I suppose they 'could' ask but they've never asked me.


Originally Posted by opus2002
I am getting confused in the application forms here. When they ask for income, what do they mean? Does this mean just for the applicant or for the household?

Here is what each one asked for:

- Citi: annual wages and salary.

- Chase: gross income.

- Bank of America: (pretty clear here) your income, other income, household income

If it is just personal income, how do non-working spouse get credit cards?
philemer is offline  
Reply