Originally Posted by
kacheng
Can I ask what will happen in case of an accident if you use TI1 (or any other contract i.d.) with all the insurances included, although you are not entitled to use it?
I've actually never seen a definitive answer to this question. A lot of people guessing, but no one who's actually had the experience. My guess -- why shouldn't I, everyone else does
-- is that this is a huge YMMV. Sometimes, no one probably notices. Other times, it's probably really bad.
It would be nice to hear from someone who has actually had this experience.