FlyerTalk Forums - View Single Post - AMEX AP card - Which one should I switch to?
Old Feb 26, 2012 | 9:56 am
  #3  
InsaneTravel
 
Join Date: Dec 2011
Location: Vancouver, Canada
Programs: StarAlliance (Aeroplan)
Posts: 498
Originally Posted by morphius909
I had the cibc infinite card and then got the Amex gold. It is my go to card now. I am going to cancel the cibc infinite as the earning potential on it is far below the gold Amex. If you travel a lot ten u should be using the gold for hotels, etc as u get a 2:1 earning ratio.

My advice, chuck the visa, get a low fee cibc aeroplan visa with a 1;2 warning ratio for when Amex isn't accepted. The gold also has better purchase protection.
Good advice but I wouldn't 'Cancel' the CIBC, i would "Switch" to a No fee or Low fee card instead. That way you won't get an extra hit (inquiry) to your credit bureau and you'll retain your credit limit.
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