Originally Posted by
sehvral
I couldn't find anything that did exactly what I wanted, and my spreadsheet was getting overloaded, so I wrote a small app for organizing offers/cards/churns and keeping track of where I am on my spend reqs. Shows me how much I have to spend, how much is left, status and dates of all apps, what rewards I'll get, etc.
That's pretty impressive. I can already see how my spreadsheets are getting a bit cumbersome!
Originally Posted by
sehvral
For actual expenses and budgeting, I just dump the cards into Quicken along with my permanent accounts, then close/hide them once the spend is completed.
This is the strategy I plan on taking as well, with also keeping things in Mint.
2 other items I think I'm adding to my strategy:
1) Aligning credit card due dates. Even though most due dates are likely not important due to auto-pay and overall non-use once spending limits have been hit, there's something nice about the symmetry here. Seems to me most card issuers will set your due date to whatever you want it to be up-front.
2) Labeling the back of each card. I'm using a simple return address label on the back of the card to record what the bonus, spend limit, & required dates are.