for the record, 4 family members tried this last year.

-- it was established could get a personal and a business card (if you had a SP) and get the bonuses on both. but both pulled all 3 credit bureaus.

-- in 2 cases a personal card was already out, but Cap One approved a 2nd personal card, and it got the bonus

-- in 1 of the cases above, not only was there a bonus on the new personal, but then the old personal was converted (option was available online once logged in), and THAT card got the bonus as well!

so, i'm going to be interested in how they're going to limit this to people who didn't get it last year, when clearly they didn't screen a "1 per SSN/TIN" last year.