So I just purchased a house in January. Shortly before closing our mortgage company was purchased by another mortgage company and we had to redo our application, which was fun!

Credit Karma shows 5 hard pulls in the last 12 months. Which I believe just tracks Transunion, but I could be wrong. So I only know what all else was checked. It had only 2 pulls before I went through the whole house buying process.

Last summer I did:
Citi-Visa AA 75k Personal (June)
Citi-Visa AA 75k Business (June)
BofA -VISA AS 40k Personal (July)

And nothing between that a buying the house.

I would like to apply for the SPG 25k Bonus, and do a Capital One if the match my miles appears again as I missed out last time. The 5K in 6months isnt too big of an issue (paying for a wedding right now, so lots of chargeable expenses coming up that I can pay off almost immediately).

My question is, do I risk a big chance of denial do to the number of hard pulls from buying the house. I assume the 25k SPG Bonus will be around so shoudl I just wait for the Cap1 and see what happens?