I will second what an earlier poster said about prioritizing travel. Find something in your budget that you don't have to have and decide if traveling is more important, if it is cut it out and save that towards a trip. For me, it was the weekly night out bar hopping. My reasoning was that after skipping a couple of months doing the same old thing on Friday nights, I'd be able to bar hop somewhere new that most/all of my buddies had never been before