Hello just to clarify i am a new york state resident.In addition i specificly applied to schools which take care of full need (90% of them) also 90% of them are need blind.I also should mention once again a few of them have a no loan policy in addition to the promise of taking care of full need.Meaning i can afford those schools way better then the instate safeties i have.I understand the confusion .Also i have been studying in the usa for 1.5 years now.