Originally Posted by
DirkAngle
Hi folks - apologies for the newbie questions..
I'm looking at having my wife apply for a few offers. Her credit score is 760. She has a long credit history (all good), however currently a stay-at-home-mom with some minor part-time paid volunteer work.
1. Is she likely to get approved in this situation?
2. I got a Chase Sapphire Preferred on 1/19/2012, and got her an "Additional" card. We're looking at her applying for the Chase BA card. If she does apply, will the 90 day rule apply since she was added as an additional card holder?
Thanks in advance!
1. You should list your total annual income, and assuming you make enough, it should be fine. It doesn't usually matter if you make the money or if she does. Can't guarantee it, but she should be fine.
2. The additional cardholder thing shouldn't matter at all, since it is your account.
good luck!