[Moderator edit]
We're on this board because we believe in maximizing our benefits, and help each other out with it. If the CC companies and travel providers don't want us to game the system, they can change their rules.
Regarding the OP, I can say that I called Capital One and they signed my wife up for the No Hassle Rewards card, which they called a "starter card." At the time we got it, we thought my wife had no credit because she had just gotten her USA residency a couple weeks earlier. (We didn't know that she already had a good credit file, which somehow piggybacked off my credit going back to 12 years before we even met!)
Last edited by mia; Feb 13, 2012 at 10:06 am
Reason: Quoting deleted post