https://scs.fidelity.com/other/offer...shtml?MSC=AA01

Fine prints below indicates:

Only prospective customers who currently do not have a Fidelity retail account are eligible. This promotional offer is limited to one per household and per lifetime of the individual(s) named on the Fidelity Account.® Only individual or joint Fidelity Accounts are eligible. The promotion is not available for business accounts, trust accounts, retirement accounts including, among others, Fidelity IRA, Roth IRA, SEP, and SIMPLE accounts; 401(k) and 403(b) workplace retirement plans; fiduciary accounts (including custodial accounts, estate accounts); college investment trust accounts; 529 college savings plan accounts; annuities; Fidelity accounts managed by Strategic Advisers, Inc. (for example, Portfolio Advisory Services); and clients of registered investment advisors working with Fidelity Investments. Offer not valid for government officials, candidates for federal, state, or local office, or union officials or employees; non-U.S. residents or persons and members of their immediate families, and households affiliated with or employed by FINRA or its member firms; Fidelity or its affiliates; a securities exchange or its members, or the media. Public officials or candidates for office may be subject to state or local gift laws.

So a checking account at Fid does not count as a Fid retail account, am I right?