Originally Posted by Sagy

Make sure you stop next month. BofA changed the terms and will start charging 3% foreign transactions ( yes, even if you pay in USD outside the US) fee

Originally Posted by themicah

Old Schwab Invest First Visa accounts that are were converted to Bank Americards were grandfathered without any foreign transaction fee. The same Bank Americard product if opened as a new account directly with BOA would have the 3% FTF (as do the vast majority of BOA credit card products).