You can also bring a suitcase filled with food. Wife+husband=two suitcases that can be brought, and it's not like you'll need anything other than a bathing suit.....I just brought a lot of food with me on a trip to Norway, and it was a great decision because food prices were crazy!
I might advise against wasting all the points for a Moorea/Tahiti redemption with IC simply because those hotels are affordable. I've never been, but for me, spending a week in Bora Bora on cash is unaffordable since the IC is like $850 a night. I can afford to pay for those first two properties without much difficulty. I was looking for fun the other day, and saw that a couple of the Sofitel properties were under $200. The IC's weren't much more than 200$ either. Not an awful redemption, but those on Bora Bora are 3-5x as expensive
Also, if you are paying for the room you can probably get the breakfast rate for a lot less than 75$.