Seems like most folks get these 2 cards to transfer points to Hilton at 1:2 which is great for them but I don't collect hotel points.

I am thinking of getting these 2 cards to use points on DELTA. After looking at Hawaiian Airlines Partner miles chart it seems like for what Delta charges 40K ... these guys will take 45K, and when Delta is at 100K, it'll cost me 110K with Hawaiian miles.

let me know if I am really off here before I apply.

thank you,.