Originally Posted by
deltagoldflyer
Why upgrade? Why not to be safe book with the cert, get the BIZ Plat card to get new card bonus (you don't need to be a biz), then once you have that cancel the Gold personal? Then you get another free cert with the biz plat. Next year, get the plat personal and get the new card bonus again and a new cert. The next year rinse and repeat!^
Do you like destroying your credit rating?