Originally Posted by
sargenet
They were intially denying me also because of inquiries. I had an excellent credit score (over 780)....and had 20K on my Hyatt card that I was willing to move over to the Freedom card. I said I would be fine with 5K on my Hyatt etc since I pay things off every month anyway. The guy looked at my credit report and basically told me I had 19 inquiries for new credit in the last 2 years....and that is why he was denying me. I had received a lot of cards with Chase so I understood the reasoning. But I really needed the Freedom since I had just opened my Chase checking account and wanted to tie it all together! So that is why I asked for the supervisor....I said "pretty please let me give up Southwest or Hyatt if I have to!"....and I got stuck having to give up both....which was fine because they are transfer partners with Sapphire...
That's not bad, good to know. I was thinking of getting the Shappire, but I think Im going to keep my SWA Visa since it's basically a free card with the 6k annual bonus. Same thing with my US Airways card (10k annual bonus for $89 is a great deal, plus 5k off redemptions on US Air metal). I have a BA card Im going to give up, but it hurts not being able to get points for United/Co since they have the best avilabilty on places I want to go.
But considering I can still apply for the ink bold, shappire, united card, etc...I got a long way to go before running out of mile :P