I have inquiries dropping off in March/April (4 total...car shopping. dumb dumb dumb move on not taking the first already awesome loan). But I went through basically the same situation you went through.

Got my 2 from Chase and 2 from Citi....denied on everyone since. Tried Barclays too...just to make sure I got them all...

I am probably going to wait until.....April/May to consider signing up. I will be very disappointed if I get denied again and delayed here. My credit will be in much better shape and both Citi/Chase will have seen me paying all my bills in full every month and see I have access to capital.


I know for me...I will be in good looking shape credit wise and will have had time to see the offers come out (not that many good ones right now per say....sure you can do the Citi TYP or Chase Sapphire route....theres the 70k Marriot....)

My personal goals for 2012 include the SPG Amex in late 2012 on a 30k promo or better. I also want to pick up another airline mile card as I will be ready to drop all 3 airline cards now if promotions to keep them (including no yearly fee) are not offered. Ideally I want to find 50k airline miles or more in the airline bonus.

I want to try and value the cards bonuses around $1000 or more.