Originally Posted by
100countrygoal
I applied for and received two Chase cards within a couple months of each other (a United and then a Continental card). One thing I've read elsewhere is that Chase generally limits most people (with excellent credit) to combined $60K credit limits on its cards before requiring more documentation. If you are already at that with a few Chase cards, you may want to call and request a credit limit reduction before applying for another Chase card. . .
It has been widely recommended here on FT that you NEVER ask to have a credit limit reduced with Chase, as you might lose that credit altogether (at least in the short term). Instead, you can use that available credit as a bargaining chip by calling the reconsideration line and asking to move some the available credit to the new card. I have even had Chase move credit from existing cards to a new card all on their own when they were unable to reach me to discuss beforehand.