Be advised you're still likely to get the same "Too few satisfactory credit references were recorded on your credit bureau report" mantra from the Citi even after you've landed a few major CCs form other banks. Since my wife went back to work (last Spring) she's been able to apply and receive 2 Chase cards, 2 Amex, a Discover, plus she's had a few dept store cards since before. Score in 750s, and yet, it's still "Too few satisfactory credit references were recorded on your credit bureau report." nonsense from the Citi. The have become notoriously difficult to deal with if you don't have a long list of revolving accounts, so Delta and/or Chase credit cards maybe a safer bet for you at this point. I would start slow, too, since too many inquiries that aren't followed by new accounts are not a good thing for your score.