To qualify for this cash offer, you must open a Merrill EdgeTM Self-directed or Merrill Edge Advisory CenterTM Traditional, Roth, Rollover or sole-proprietor SEP Individual Retirement Account ("IRA") and fund the account within 30 calendar days of account opening from sources outside Merrill Lynch and Bank of America. Assets held in Merrill Lynch administered 401k plans are excluded from this offer. The balance must be held in the account for a minimum of 90 consecutive days following the funding date. The cash reward will be paid out as follows: for funding assets of $10,000 to $24,999 in cash and/or securities, receive $50; for $25,000-$99,999, receive $100; for $100,000-$199,999, receive $250; for $200,000 or more, receive $500. The reward will be paid during the calendar month after which the 90-day funding criteria are met; only one bonus per account. Merrill Edge reserves the right to change or cancel this offer at any time. Merrill Edge does not provide legal or tax advice.