I appreciate the feedback, I really do and never even considered it illegal at all especially since the 1st two people got the cards at their full time home address and then gave the cards to us and we subsequenly changed the address to my address.

I guess the question the group is raised is can bills, etc. be sent to a different address than the person's actual residence. Given that I have had family members getting up there in age for whom paying bills wasn't easy, I have had some bills for this person sent here in the recent past and what I was doing in this case with the CC was, in my eyes anyway, the same thing.

In your eyes, would the situation be diffferent if the people lived here full time and just didn't use the cards, etc. which is, in effect, what is happening here?

P.S For one of the cards, the min. spend was already met, while for the others they are ongoing.

P.S.S. As I am reading and thinking about this, in order to clear my head of any guilt, I will ask these people to put at least some charges on their card on the account so I am not sending out bad signals. I guess you guys made me feel guilty but I do appreciate the help/advice.