I applied for the Sapphire Preferred in December and was planning on waiting until about March before I apply for another Chase card (to be on the safe side, and to keep my hard inquiries down anyway). It is my first Chase card. I wanted to eventually get both the Freedom and the United card. The $300 / 30K Freedom offer is no longer available and this one says expiration January 31 - should I apply now so I don't miss out on the offer, or wait and hope something else good is out there come March?