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Old Jan 13, 2012 | 2:29 am
  #14  
deirdre
 
Join Date: Aug 2003
Location: Menlo Park, CA, USA
Programs: UA: 1K, HH: Diamond
Posts: 1,330
* 25% base point bonus for Surpass (vs. 15% for regular)
* can reach gold (after 1st year) with 20k spend (for both cards, but no free gold year for regular card), diamond with 40k spend
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