Originally Posted by
opus2002
1) Does anyone know if this offer has a deadline?
2) What period of inquires is Chase looking at? Last 6 months? Last 12 months.
I have now four Chase cards, so I figured I better take it easy. All applied within the last 12 months (Apr, May, Jun, Nov).
You may be at the limit, but you may not be. Everyone is different, depending on credit score, other outstanding debt, etc.
Were those all instant approvals, or did you have to call for reconsideration? Do you have sufficient credit lines on each of these cards that you could move around? You might go ahead and apply, then call reconsideration if you get a "we'll look at your app" message, and volunteer to move credit lines.
Or, are you willing to close out completely one of your previous cards? Chase made me do that for their "two new cards every 6 months" rule they quoted FOR ME (others have different experiences). Just prepare for a little negotiation is my advice
And don't close out accounts proactively, save them for haggling.