This thread is very interesting to me because this is the first time in over 20 years that this has recently happened to us. While we were out of the country we got a phone call and an email from the Bank of America fraud department. Someone out in LA was using a plastic replica of our card. Three charges went through and two others were rejected.

The physical card is still in our possession. This was an old Bank of America Royal Caribbean credit card--it is our oldest card. We don't even use it anymore except for two automatic charges that we set up awhile back--one on Netflix and the other on Pioneer telephone (for long distance charges).