Originally Posted by
redshift27
As a point of reference I have been scouting around for Worldwide Annual Travel Insurance giving me the same level of cover as my Amex Plat (which with supplementary cardholders and their partners is currently covering 7 adults), and I am getting quotes of around £480. And they don't even cover all UK trips, where there is usually a stipulation of 2 pre booked hotel nights or more. Nor do they cover gap years.
That may make sense in your situation.
I too have been scouting around in a different scenario — just the Mrs and me, no children to worry about. On a first online search, I find I can get the same level of annual worldwide cover up to age 75 for less than £150. It's a no-brainer, isn't it? Now to see what my brother-in-law, an insurance broker, can come up with. (He always beats the online guys.)