What a puzzle. The UK Government is increasing the retirement age because people are healthier and living longer and are fit to work into the late 60's.

Meanwhile, the insurance industry through Amex, is saying "Whoa if you're over 70 you're just too risky to insure anymore because your health profile is getting worse than it was last year".

Either the over 70's are getting healthier or they're not. Of course it could be all us Amex Plat travelers are a high risk, fat, drunken, bunch of lounge lizards that wouldn't walk any further than a first class seat. (Checks mirror . . .. .hmmmmmm)