We all know that the elite maximizer topped out on Dec 31 (as market forces suggest it should have done) ... so, logically, the maximizer rate should be at an annual low today, right?

So ...

1) Anyone actually bought the maximizer today, and if so, what was the rate?

2) If not today, when? Any guess from the amateur economists out there as to the day of the year when the rate is likely at its lowest?