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Old Dec 30, 2011 | 6:42 am
  #259  
Disco Volante
 
Join Date: Jun 2003
Location: London
Posts: 3,459
Originally Posted by ag51
Wirelessly posted (BlackBerry8520/4.6.1.314 Profile/MIDP-2.0 Configuration/CLDC-1.1 VendorID/125)



My "fast payment" from an HSBC account took two working days to appear on the Lloyds system, although the available credit was adjusted after 24 hours. I think that the 2 hour figure they quote is only for payments from another Lloyds account
I have been paying the balance using faster payments and it credits within two hours.

Originally Posted by louie-m
On a bank holiday?
I don't think any transactions take place on a bank holiday.

Originally Posted by Raffles
We clearly have enough evidence now of the sort of person Lloyds wants, and why they are willing to offer what appears to be a ludicrous number of miles:

1. Unlikely to spend much on their card (ie low income) and so unlikely to earn a huge number of bonus miles
2. Likely to run a balance and thus pay interest

Those of us in the 6-7 figure income bracket are presumably stuffed, although for the heck of it I will try to apply nearer to 28 Feb, and also via Ms Raffles, although she is in 6-figure territory so also likely to fail.
Ahem! I have had the card since November, albeit with a miserly credit limit, and I don't think I fall into categories 1 and 2 above. So there is some hope for other applicants, although it must be very frustrating to be rejected. I have cycled four payments through the card so far, having spoken to Lloyds first, who said this would not be a problem.
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