If you know anyone who may be contemplating a loan but is hesitant, Kiva has had a valuable contribution from Ladies' Home Journal that allows a limited number of "OP" loans. In other words, your contemplating friend or relative can lend OTHER PEOPLE'S money to a woman microentrepreneur- they can go to this page - http://kiva.org/ladieshomejournal (and you can send this link on to others, post on your FaceBook page as I have, etc.)

Terms and Conditions - more or less: Limited offer - LHJ will run out of money they are using to fund this offer, so when it's over, it's over (I do not think we should allow them to take too much time to hit that point, and certainly not to have any money left over). This offer is limited to a $25 loan for those who have not lent through / been members of Kiva previously. It's essentially a free trial offer.

And now, all the loans have been made! ^