Originally Posted by
1Newflyer
That helps in understanding the process from the actual holder of these cards. Many times people provide speculations and not facts. Thanks a bunch.
You are welcome. I do my best to avoid speculation, which is sometimes a problem on these boards. If you can't state actual fact (preferably with a cite to the source), it is best not to spread unfounded claims (or wishful thinking).
In fact, in my state, you can be arrested for speculating in public. It is considered a gross demeanor.