Had same type of accident, went into the side of an SUV, not going very fast, thought I only sprang wrists and ankles because I ragdolled, turned my handlebars to the left, as I flew over um to the right, ending up just limping away.

Thought that was it, just an ankle injury plus the strains, but ended up needing $10,000 outpatient surgery on rt wrist and making sure I got the expensive MRIs and other tests needed to prove I was 100% so, for next accident, the next ins co. can't say any percentage of my injuries were from a previous accident providing themselves with an excuse not to pay all my bills.

Ended up fighting State Farm, without a lawyer, got the full six-figure amount of the policy.

Plus, I got them to pay my medical expenses and wages as I incurred them i.e. right away, because I was on a motorcycle and, as you know, we don't have (actually can't get) medical as part of our ins plans.

Plus, I got them to pay for my bike which they tried to say was totalled and worth less than repairs (so they could pay me less and get the bike for themselves to sell as scrap), but I got around this and they had to pay me for the "cost of repairs and storage" and I got to keep my bike and sell it myself.

Your injuries can easily be more than you think they are. Don't sign anything with the cab's ins co., until you know for sure, and get all your MRIs and tests done with the various docs (neurologist if there was a helmet impact, etc.) signing you off at 100% to make sure, for next time.

There's alot to do to protect yourself, email me if you want.

Lisa




[This message has been edited by lisamcgu (edited 03-12-2002).]