Sapphire Preferred/Freedom combo
If the Freedom is gutted or otherwise relegated to the bench, I'd probably go with the Ritz-Carlton card and SPG Amex (ol' reliable). The current UR setup works slightly better for me but my 2 back-ups can sub without missing that much of a beat depending on my travel/spend patterns. Together the Sapphire/Freedom combo is a good 1-2 punch. There are issues with the Ritz, but mostly I have come out ahead so far with it.
Now that I think about it, UR integration is probably the tie that binds it for me. If that goes, the Sapphire will probably go, too.
I really like this topic as it has forced me to think about these things more deliberately than I otherwise would have.
Thanks OP!
Last edited by Oreto; Dec 24, 2011 at 3:56 pm
Reason: Removed unnecessary dialogue