Originally Posted by
WilcoRoger
Not too many choices
- with SK EB Diners you get access to Diners lounges (and also a MC) - but the talk over at the EB forum is, that free access is history for SE/DK members, so who knows how long it will stay in Finland. So far both AY and DC websites market strongly the free lounge access.
- AY DC - more points, but it's a black art of comparing the value of SK points to AY points
- AY Visa (Gold) - with Gold you get 10k points every year, but costs 90€ more than plain vanilla
- AX - so far I've been happy with them, though over the years (decades) it got weaker and weaker. First the AY co-branded card went, then the Hilton co-branded, now we're stuck with MR - which is not too rewarding but offers flexibility for redemptions
At the moment AX Gold is my main card, AY Visa is for where AX is not good and AY DC for the sign-up bonus and the occasional lounge access. But as I am losing all status with AY soon but am about getting SK Gold, I may as well switch over to the SK co-branded ones soon
Thanks
WilcoRoger for your analysis! I have been relatively happy with Amex over the years, especially with the Hilton co-branded, but recently I feel that their service has gotten much worse - Amex moved their customer service to Sweden and after that I had big problems with automatic payments of my bills that took three months to finally fix. I had paid everything in time but was still getting overdraft bills for no reasons. Also their stop service was really bad after my wife lost her purse, the service agent spoke really bad Finnish and couldn't even find my wife's details.
If I choose to cancel Plat - maybe Amex Gold could be good as then I'd also have less demands on service. Or SAS MasterCard.
I'll report on the response I hopefully get from Amex later today (or after Christmas).