Mr Croissant

The devaluation of the benefits, the Amex booking fees agents charge and the lack of clarity about having an annual travel insurance that may or may not cover you means I will cancel. Just the Amex-only booking fees will add another £300 to my travel costs. It adds £20 to every Easyjet booking alone. I doubt it'll cost £600 to switch to Nationwide, Black or someone else. The age 70 limit compared to Nationwide's 75 means Amex is just not offering anything competitive any more. They've gone from the most comprehensive to no better than a supermarket policy.