Consumer alert:

Check any credit card agreement changes that come in the mail. Some banks are going to start charging up to 4% above the wholesale exchange rate. I believe that a standard 1% has been standard for all visa/mastercard credit purchases.

With the Euro now a standard currency, for travels in EU-member countries, any idea how to get a EU-member bank to issue U.S. residents a bank card? If so, what is the most economical way to transfer money between the U.S. and the EU?