Originally Posted by
PETERPNYC
Does anyone know if the FC Fee counts towards the $5k spend on the Chase ink bold. Also the same question on the Amex SPG. I am scrambling to meet those two spends here in greece and want to get to $5K exactly
No, and that's the problem with getting to a threshold amount "exactly" while outside the country (where the card was issued). It's hard to even know if the "pending transactions" included the fee or not, so it's pretty impossible to hit a spend threshold "exactly" (you have to overshoot to be sure).
For this very reason, when I went out of the country for 2 weeks while trying to meet spend thresholds on two Citi AA cards I had applied for a couple weeks ealier, I didn't use either of those cards a single time outside the country. I just used a 0% FT card I had. It might have theoretically made it easier to mee the thresholds had I used the Cit cards on that trip, but it would have it mipossible to easily tell
whether I had met the thresholds!
And in my experience, depending on the bank, maybe even on the speciific card, forex fees, whlie they show up fairly clearly on a statement once your statement prints, are impossible to figure out in "account activity since your last statement"; they may or may not be included in the dollar conversions of foriegn currency purchases (I've seen it both ways, but can't remember where).