Originally Posted by
miniboot
Put in my application, but unless the card arrives on or before Christmas Eve it's not really much use to me. I'm expecting to be declined though based on what I've read here as my credit history is perfect and I always pay off my balance in full.
I was accepted with a similar history, my average spend is probably only 1500-2000 a month though, I have a feeling it's the big spenders who may be getting rejected
Saying that, judging from my experience of Lloyds' IT so far, I wouldn't be surprised if its just random!
Latest reason to call- I can't change the PIN on my MasterCard. It will be my 3rd call in 3 days!