Lots of folks get their partner to get an account and alternate the spend, as do we... so each of us has a partner card on the other's account. We spend up to 10k on one account, then swap to the second account and spend 10k there. voila, second 2-4-1 per year. however we have begun to find we can't use them all!

it's a shame that they are only ex-UK as we would love to be able to use them for friends and family in the US and Canada to come over here.
(edited to add--jinx, hsmall!

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