Originally Posted by smashie

Got a letter in the post this morning saying that i was rejected. Got a feeling that Raffles is right and that someone that pays of all there credit at the end of the month is not that interesting to them.

Is it worth appealing? My statements would provide evidence of a decent income and savings but would that be enough or would i still get rejected?

Would it be worth my wife applying instead? Or do they look at the household or the individual?