Originally Posted by
MoreMilesPlease
Checking your credit score is not the same as a financial institution getting their version of your credit score for deciding whether to lend you money.
The score was actually reported to me by the bank that has recently taken over Diners Club. It was in a letter from the bank explaining the new terms, credit limit, and payment schedule they had set up. So it actually was a financial institution getting my score, not just me checking it.