[QUOTE=Dr Jabadski;17599753]It seems ceieoc is referring to one checking account and one MM account, each with an average balance of $200,000 thus 240,000 miles and $144 fees for the checking account and 120,000 miles and no fees for the MM account for a total of 360,000 miles.

Yes. That is what I was referring to. BankDirect would not let me open two checking accounts even though I was a client before their change. I felt this was not quite reasonable. BankDirect reminds me of the behavior in the Ally Bank TV commercials.QUOTE]