Originally Posted by
Happy
BD is not for those who are spreading 10K here, 25K there and deal with multiple institutions as well as have to perform monthly tasks in order to keep the accounts 0 monthly fee plus earning that high APY.
Folks using BD has high amount of idle cash that far exceeds the 10K here 25K there type of approach, and do NOT want to be bothered with those little tasks. For them, an annual trip in CX F to Asia is well worth the cost to acquire SIZABLE AA miles.
Exactly. Thank you.
Originally Posted by
Happy
The above has been discussed Ad Nauseum in AA forum BD thread, just fyi.
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Different asset levels requires different approaches best suited to different folks - it cannot be more obvious in this BD discussion which is really a redundant to the much more in depth BD thread in AA forum.
Yes, yes. Thanks again!
My experiences with BD have been almost universally excellent. Excellent telephone customer service; far better than many other banks which do NOT advertise themselves as “internet” banks. Miles always post on time, within the first few days of the month, slightly longer when those days include a weekend; unlike many other miles givers who sometimes take months, and many calls and emails, to credit miles. And for those of us who achieved LT AA status with BD miles, BD has earned a bit of loyalty. And yes, for many of us 120,000 miles for no fee, or 240,000 miles for $144, even with the lost opportunity cost, is VERY well worth it.