Originally Posted by
Paralytic
I was rejected too, and I am 999 with Experian (creditexpert). I'm going to check Equifax too as Amex did bugger up my Gold card when they closed it, meaning they thought I still owned them money and despite saying it was cleared up, I've had 3 sets of late payment letters. They've assured my it hasn't affected my credit rating, but I frankly don't trust them.
If its not that, then its just a profiling thing as my credit history is unblemished.
I was also rejected, and there's no problem with our credit rating either. We do have 2 BA Amex cards and 2 Platinum charge cards within the household, so maybe they thought we had enough.
Or perhaps they think that us Scots won't spend enough!