FYI my wife went back to school and quit her job. I have a good job, and near perfect credit and receive no CC offers. She has been unemployed for 18 mos and receives about 5 ("preapproved") CC offers a week, prob because of applying for school loans. None are as good as the ones I find on here, so I don't really care. 99% are citi or chase.
You figure it out.