The thing is, he's arguing that "the market" has decided that such technologies are uneconomical, and thus not worth adopting. Most people here are onboard with getting merchants and issuers alike to take on EMV (if not +PIN, then at least +Sign). He's stuck in the magstripe age, insisting that issuance should be performed on the banks' schedule. Which means waiting for who knows how long or applying for a Canadian card (assuming I want one with no annual fee).